SEL vs. SUL: Mastering Seismic Risk Assessments

Seismic events pose significant risks to structures, especially in earthquake-prone areas. Therefore, understanding seismic risk is critical to ensure buildings’ safety and financial viability. Lenders, insurance companies, and risk managers use risk assessments to determine damage levels that could be caused by earthquakes. These assessments are essential for designing resilient buildings, setting appropriate insurance premiums, […]

Is your PML under 20? What does that mean?

According to IRMI (International Risk Management Institute, Inc.), probable maximum loss (PML) is the traditional measure of earthquake loss popularized by the insurance and seismic engineering industry in the 1980s. Historically, the PML is based on a deterministic analysis, using an event on the controlling fault for a site having a magnitude that is not […]